Credit Underwriter - Consumer
Company: Valley Bank
Posted on: January 10, 2022
The Credit Underwriter-Consumer will underwrite Indirect Auto
Loans from Dealership and Direct/Branch Consumer Loans. Direct
loans consist of Auto, Personal, Preferred Checking, Business
Credit Cards, Cash Value Line of Credit, Marine, & RV loans. In
addition, Small Business products up to $100,000. Responsibilities
include, but are not limited to: Underwrite Indirect & Direct
Consumer Loans, Build/Maintain Relationships with Dealers, Branches
and Sales Teams. Interact with all Consumer Loan related
departments verbally and written (90%).
Underwrite and maintain credit policy standards, use sound judgment
to appropriately make exceptions, prioritize the flow of loans to
ensure that Dealer Credit Decisions are worked first, participate
in team efforts to achieve departmental/company goals. Answer
incoming calls and maintain exceptional customer service.
Process adjustments required for Funding, Interact with Collections
on loans with totaled autos or death claims, resolve loans and
other inquiries with Customer Service and Branches; have Periodic
visits/functions with Sales Reps, negotiate loan decisions with
Review CAL Lease Packages for accuracy within program guidelines
for credit and structure.
Assist in system upgrades, testing, rate changes, report
verification, audits reviews to -meet the department needs.
Keywords: Valley Bank, Wayne , Credit Underwriter - Consumer, Other , Wayne, New Jersey
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